If you have difficulties balancing or walking, mobility aid products like walkers and rollators can provide the assistance you need. Mobility aids help regain your confidence and freedom of movement. However, they can often get quite expensive.
So, now you might be wondering if you can acquire durable medical equipment at a lower price through healthcare insurance. Fortunately, Medicare can cover the payment for walkers and rollators because they are considered durable medical equipment. However, Medicare will only pay for your walker if your doctor prescribes it and deems it medically necessary.
To learn more about Medicare equipment coverage, continue reading this informative article. We’ll further discuss the terms and conditions of the Medicare coverage.
In a hurry?
Medicare Part B can pay for your wheeled walkers and rollators as they classify as durable medical equipment (DME). Just make sure that you meet specific eligibility requirements to qualify for the coverage. If you’re still doubtful whether Medicare covers medically necessary equipment, it’s best to speak with a licensed insurance agent. These professionals will answer most, if not all, your questions about the Medicare coverage.
Does Medicare cover standard walkers?
If you are a Medicare-approved customer, you can avail of the Medicare advantage Part B. Also known as Medical Insurance, this can pay for the cost of doctor visits, preventive care, and durable medical equipment. DME that Medicare covers include canes, walkers, and wheelchairs, among many others.
So, to answer your question: Yes, Medicare can pay a portion of the cost of your standard walker.
However, before you qualify for Medicare coverage, you must ensure that the use of your standard walker is medically necessary. Your doctor or healthcare provider should also prescribe a walker for your specific condition. Lastly, your doctor or the walker’s supplier must participate in Medicare. If they’re not enrolled, you won’t be able to get the Medicare advantage.
Seniors who want to avail of a walker through medical insurance often overlook these requirements. But remember that Medicare is strict when it comes to their policies, so choose your doctor and supplier wisely.
How much does Medicare pay towards a walker?
Now that you know that Medicare can cover medical durable equipment, you might be wondering about the terms of payment. When buying a walker, the Part B deductible will apply, and you’ll pay 20% of the walker’s Medicare-approved price.
However, there are requirements you must know before qualifying for Medicare insurance coverage.
First, you should ensure that the supplier of your walker accepts the assignment. Assignment means that they can only demand the Part B deductible and co-insurance for the walker’s price. If suppliers refuse to accept the Medicare assignment, they can charge you more for the walker.
You should also note that Medicare will decline the supplier or doctors’ claims if they are not part of Medicare.
Furthermore, it’s important to know that Medicare pays for durable medical equipment in various ways. Typically, they can only rent the equipment on the patient’s behalf instead of purchasing it. However, there are cases when Medicare will buy the walker for you.
Are you still confused about the deductibles? We highly recommend you speak with a licensed insurance agent from Medicare. They will help you understand how the coverage works.
Does Medicare cover wheeled walkers?
In some situations, elderly individuals may require a walker with wheels for additional mobility. This wheeled walker looks similar to a standard walker, but it features two front wheels. These wheels make the walker easy to use and maneuver across different surfaces.
There’s one catch, though. Wheeled walkers are more expensive than standard ones, so you might want to ensure that you really need it.
Fortunately, Medicare Part B insurance also covers a portion of the cost of a wheeled walker. As long as the durable medical equipment passes certain requirements, Medican can cover its price.
Does Medicare cover walkers with seats?
For older adults who need to sit down often, it’s best to use a walker with seats. Also known as a rollator, this equipment has four legs with wheels that provide mobility and freedom of movement. It also offers a seat and storage space, which can be handy for active seniors always on the go.
All these benefits come at a high price. And in general, you have to pay at least $50 more for it. The good news is that Medicare Part B coverage can also pay for rollators. With that said, we advise checking in with your doctor or licensed insurance agent before buying a rollator.
Does Medicare pay for upright walkers?
While rollators offer several benefits, they can be tiring to use because they put pressure on your arms. If this is the case with your rollator, you can try an upright walker. Upright walkers have the same number of wheels as rollators, but they feature a different handle design. This allows you to rest your forearms on the handle, thus alleviating the stress from your arms, shoulders, and back.
Sadly, upright walkers are usually sold as a cash pay product, so Medicare coverage might be out of the question. While they are still technically DME, most of its suppliers are not part of Medicare. And if they’re not part of Medicare, you’ll find it difficult to acquire insurance coverage.
In general, Medicare covers a portion of the cost of walkers, including wheeled models and rollators. This is due to the fact that these products classify as durable medical equipment, according to Medicare Part B. However, you must first meet specific eligibility requirements before Medicare can pay for your mobility aid.
We hope our article was helpful and shed some light on Medicare coverage. But if you need more information, it’s best to speak with a licensed insurance agent for a detailed explanation.